Enterprise Customers
Certificate of short term deposits, Bills, Other certificates of short term deposits with full interest paid in advance
(Updated at 9:25, 20/7/2010)
This is one of 4 Short term Valuable Papers (with maturity less than 1 year) issued by Agribank, in which all customers including Vietnamese residents, Vietnamese living abroad, foreigners residing and legally operating in Vietnam or foreigners doing business in accordance with Vietnamese Law, can invest.

Main features:

-    Term: 3 months, 6 months, 9 months, less than 12 months.
-    Currency: VND, foreign currencies.
-    Minimum and maximum face value: to be determined by Agribank at each issuance.  

 

Principal Payment

-          The principal payment shall be made one time to customer at the counter of Agribank’s branch where the valuable paper is issued.

-          Payment at maturity: The principal shall be fully paid to customer at maturity.

-          Payment after maturity: If at maturity, the customer will not receive the principal payment, Agribank will not renew for another term, the principal shall bear the current demand interest rate for the period after maturity. Interest shall be calculated and paid to customer upon his/her receipt of principal payment.

-          Prepayment: Agribank will not apply prepayment.

 

Interest:

-          Interest rate adjustment method: fixed interest rate.

-          Interest calculation: Interest = Face value* Monthly interest rate* Term

-          Interest payment: Agribank sells the valuable paper at discounting price (interest will be calculated and deducted from face value so that the price plus interest equal to the face value).

 

Investment method:

The customer will buy the certificate of short term deposits, bills, and other certificate of short term deposits with full interest paid in advance at the counter of Agribank’s branches.

(Information about the address of Agribank branches and transaction offices could be searched here).

 

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Applied at Operations Centre of Agribank

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1900558818