Counter guarantee
(Updated at 15:51, 9/7/2010)

Domestic and foreign enterprises can use “counter guarantee” service by which Agribank undertakes to perform financial obligations toward the guarantor in cases where the guarantor is obligated to perform the guarantee and pay on behalf of customers.

Main features

 

-          Currency: VND, foreign currencies

-    Term: short term, medium and long term as negotiated

-          Security for the guarantee: security deposits, pledged assets, collateral, third-party guarantor, and other means of security as guided by Agribank

-          Guarantee fees: as regulated from time to time; full payment for in partial payments

-          Late payment: a late payment fees will be charged with overdue interest rate not exceeding 150% short term loan interest rate

 

Delivery channels

 

Agribank branches/transaction offices or automated channels (E-banking)

 

Technology applied

 

Agribank uses automated system (IPCAS) to track customer information, accounts, amounts of interest payment, etc. with the highest security and accuracy.

Applied at Operations Centre of Agribank