Individual Customers
Visa/Master International credit cards
(Updated at 9:57, 27/9/2010)
Credit cards Visa/MasterCard issued by Agribank to individual clients are used and accepted for payment on global scale with the facilities of overdraft, purchasing goods and service in advance and post -payment which brings about favourableness to clients any time, anywhere.

 Types of cards:There are 3 types of Visa/Master credit card:

-    Standard (Visa Credit Classic).
-    Gold (Visa/MasterCard Credit Gold).
-    Platinum (MasterCard Credit Platinum).

 Benefits

-         Customers can withdraw/advance cash at ATM, EDC/POS at counters and other cash advance points world-wide (VND in Viet Nam and other currencies in other countries) 

-         Customers can pay for goods and services at EDC or through the internet (please download application form for internet transactions here)


-    Customers can book for accommodation, air ticket, and travel tour and so on

-         Customers can get account balance inquiry at ATM, EDC/POS at counters

-         Customers can change PIN code at ATM, EDC/POS at counters

-         Customers get free card holder accidents insurance worldwide with the insured coverage of VND15 million/card for Standard/Gold card and up to USD 5000 for Platinum Card when satisfying Agribank conditions

-         Customers enjoy competitive interest of lending via credit card and are free of interest for all payments made for goods, service for 45 days when making payments all outstanding loans upon maturity.

Term of Use

For main card holders

Customers are Vietnamese citizens or foreign residents in Viet Nam with duly civil capacity and civil responsibility as stipulated by the law, having a payment account opened at Agribank. As for foreigner individuals, their remaining residency/working period in Vietnam equals the remaining effective period of card plus 45 days.

Customers must have stable and legal income and loan guarantee.

Customers agree to comply with regulations on Agribank international cards issuance, management, utilisation and payment.

Customers agree to sign the card using contract with Agribank

Main card holders are entitled to have maximum 02 supplement cards issued.

For supplement card holders

Customers with duly civil capacity as stipulated by applicable law; or with civil capacity and from 15 years of age to under 18 years of age and accepted by their representatives in law for card use

Customers agree to comply with regulations on Agribank international cards issuance, management, utilisation and payment.

Supplement card holders are guaranteed by main card holders for all liabilities arising with regard to card use.

Card issuance procedures

-         Application form for card issuance

-         Copy of ID card or passport

-         One 3x4cm photo taken within the last 6 months

-         Card use contract

-         Loan guarantee documents or salary proof, social allowances by relevant authorized organisations

-         Please click here to download international credit card application form

 Limits

 -         Credit line:

Unit: VND

Classic

Max 50,000,000

Gold

From over 50,000,000 to 300,000,000

Platinum

From over 300,000,000 to 500,000,000

 -   Cash advance limit: equivalent to a half (1/2) of granted credit line

 -         Limit for payment of goods and services: equals the remaining granted credit limit minus cash advance limit already used and not yet repaid in the period.

-         Transaction limit:

Unit: VND

Classic

Max 50,000,000

Gold

From over 50,000,000 to 300,000,000

Platinum

From over 300,000,000 to 500,000,000

 Transaction limit at ATMs and EDC/POS of other banks: As per regulations of Agribank and the paying bank.

Note: The payment limit at EDC can be changed as per request by customers and not exceeding 50% of daily transaction limit for debit card.

(Please click here to download the form for payment limit at EDC)

Online Banking

ATM/POS locations

Forms, Fees and Interest rates
View savings interest rates
View service charges

Registration form

Applied at Operations Centre of Agribank

(04) 3868 7913/3868 7437
Send online request
Agribank Contact Center
1900558818