Domestic and foreign individual customers that are unable to fulfill payment obligations or able to fulfill only part of payment obligations can use “payment guarantee” service.
Main features
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Currency:
VND, foreign currencies
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Term:
short term, medium and long term as negotiated
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Security
for the guarantee: security deposits, pledged assets, collateral, third-party
guarantor, and other means of security as guided by Agribank
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Guarantee
fees: as regulated from time to time; full payment for in partial payments
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Late
payment: a late payment fees will be charged with overdue interest rate not exceeding
150% short term loan interest rate
Delivery channels
Agribank
branches/transaction offices or automated channels (E-banking)
Technology applied
Agribank uses automated system (IPCAS)
to track customer information, accounts, amounts of interest payment, etc. with
the highest security and accuracy.