The entire principle amount deposited by the customer shall be guaranteed by USD. The USD amount shall be converted at the transfer buying rate announced by Agribank at the time customer deposit money into account. At maturity, the principle amount shall be paid to customer equivalent to the converted USD amount at deposit multiplied by the transfer buying rate on maturity date.
fixed term, in month, minimum 1 month.
VND; Minimum savings amount: VND 5,000,000
one-off deposit at counter. The entire principle amount shall be converted into
USD at the transfer buying rate announced by Agribank at the time of
one-off withdrawal at counter.
Principle amount at maturity = principal amount converted
into USD at deposit x Agribank transfer rate at the date of maturity.
Withdrawal at maturity: customer shall enjoy all principle amount guaranteed by
USD at the transfer buying rate on maturity date and all interest that Agribank
Early withdrawal: the principle amount shall not be guaranteed by USD. Customer shall be
paid demand savings rate applicable to Savings in VND guaranteed by USD for the
actual amount and time.
Late withdrawal: if customer does not withdraw at maturity, Agribank shall automatically transfer all the balances (principle amount
plus interest) to a new corresponding term with new applicable interest rates.
The principle amount converted into USD remains unchanged.
Where at the due date Agribank no longer maintains "savings in VND
guaranteed by USD" account type, the principal amount converted into VND at
transfer buying rate on the date of maturity + due interest awaiting for
payment to the customer shall be applied with demand savings rate at the time
withdrawal fees apply (customers make withdrawal within 07 working days from
the deposit date or close the savings book within 07 working days from the date
of opening), service charges are according to the current Schedule of fees and
charges of Agribank.
interest rate, being the term savings rate of savings in VND guaranteed by USD
equivalent to term of savings published at branches/transaction offices.
Principle amount in VND at deposit x Interest rate x Term
payment: one-off at maturity.
can transfer ownership of the savings book when it is not due to preserve
books can be used as borrowing security or loan guarantee for the 3rd person at
any Agribank branches or financial institutions.
books can be used by customers as financial certificates or used as security
for loans for relatives’ study/work abroad.
Apply at Agribank
branches/transaction offices, documents included:
- Customer account information form
- Account opening request
- Valid ID or passport
Customers please note: With regards to product "Saving in VND guaranteed by
USD", Agribank mobilizes in each period. Please contact the nearest
Agribank branch/transaction office for more details.