The entire amount of the principle amount shall be guaranteed by gold bar of 99.99% AAA standard produced by Agribank. Total savings amount shall be converted into the number of gold bar of AAA 99.99% standard produced by Agribank at Agribank bid rate at the time of deposit. At maturity, the original amount shall be paid to customer by the number of gold bar of standard AAA 99.99% produced by Agribank multiplied by Agribank bid rate at time of payment.
fixed term, in month, minimum 1 month.
VND; Minimum savings amount: VND 5,000,000
one-off deposit at counter. The entire principle amount shall be converted into
gold bar of 99.99% AAA standard produced by Agribank at Agribank bid rate at
the time of deposit.
one-off withdrawal at counter.
Principle amount at maturity = principal amount converted
into AAA gold bar at deposit x Agribank gold bid rate at the date of maturity.
Withdrawal at maturity: customer shall enjoy all principle amount guaranteed by AAA
gold value at the bid rate on maturity date and all interest that Agribank
Early withdrawal: the principle amount shall not be guaranteed by AAA gold value.
Customer shall be paid demand savings rate applicable to Savings in VND
guaranteed by gold value for the actual amount and time.
Late withdrawal: if customer does not withdraw at maturity, Agribank shall automatically transfer all the balances (principle amount
plus interest) to a new corresponding term with new applicable interest rates.
The principle amount converted into AAA gold value remains unchanged.
Where at the due date Agribank no longer maintains "savings in VND
guaranteed by gold value" account type, the principal amount converted into VND at AAA
gold bid rate on the date of maturity + due interest awaiting for payment to
the customer shall be applied with demand savings rate at the time of
withdrawal fees apply (customers make withdrawal within 07 working days from
the deposit date or close the savings book within 07 working days from the date
of opening), service charges are according to the current Schedule of fees and
charges of Agribank.
interest rate, being the term savings rate of savings in VND guaranteed by AAA
gold value equivalent to term of savings published at branches/transaction
Principle amount in VND at deposit x Interest rate x Term
payment: one-off at maturity.
can transfer ownership of the savings book when it is not due to preserve
books can be used as borrowing security or loan guarantee for the 3rd person at
any Agribank branches or financial institutions.
books can be used by customers as financial certificates or used as security
for loans for relatives’ study/work abroad.
Apply at Agribank
branches/transaction offices, documents included:
- Customer account information form
- Account opening request
- Valid ID or passport
Customers please note: With regards to product "Saving in VND guaranteed by gold value", Agribank mobilizes in each period. Please contact the nearest
Agribank branch/transaction office for more details.