Individual customers (have the full capacity for civil acts or guardian) can choose the product "transaction account" of Agribank for payment transactions without having to register savings term with interest rate applied being demand rate.
Deposit term: at call
Currency: VND, USD, EUR
Minimum depositing balance: not regulated
Making deposit: Customers can make deposits into account
at the counter of the branch where accounts are opened or at any branch of
Agribank (Deposit and withdrawal at different places), or transfer.
Withdrawal: customers can withdraw many times as
required by using payment facilities
Fees: According to the current Schedule of Fees and Charges of
Interest: prevailing demand-savings interest rate is
applied or according to interest rate agreement with customers.
Interest calculation: according to formula:
amount*interest (monthtly)/30 days
Interest payment: Interest will compound monthly and
be credited to the account at the end of the month.
payments via bank (withdrawal, transfer, purchasing goods, etc.)
The add-on service account: Internet Banking, Mobile
Banking, ATM card
Apply at Agribank
branches/transaction offices, documents included:
- Customer account information form
- Account opening request
- Valid ID or passport