no more than 5 years (for foreign investors: not exceeding the time allowed
residing in Vietnam
or the remaining time of business license)
such shares as collateral for the loan: maximum loan amount equals 50% total
value of shares purchased
by other assets: loan amount shall not exceeding 75% value of secrutiy assets.
security: secured by assets formed from loan capital or other assets as
one-off, directly into account of company
of principle and interest: single or multiple principle payment, monthly
repayment on interest or regular repayment as negotiated
penalty: overdue interest rate is 150% on due interest rate
branches/transaction offices or E-banking.
Agribank uses automated system
(IPCAS) to track customer information, accounts, amounts of interest payment,
etc. with the highest security and accuracy.