Individual Customers
Discount, rediscount of valuable papers issued by other organizations
(Updated at 16:14, 6/9/2010)
Agribank provides the service “discount, rediscount of bills, term bills, bonds issued by other organizations”.

Main features

 

-          Type of currency: VND, foreign currencies

-          Type of valuable papers for discount and rediscount: bills, term bills, bonds and other types of valuable papers issued by other organizations.

-          Discount, rediscount level: maximum level based on the value of the valuable papers at their maturity date, the discount interest rate, rediscount interest rate and the remaining term of valuable papers

-          Types of discount and rediscount: discount, rediscount for the entire remaining term of valuable papers or time discount, rediscount

 

Discount, rediscount price

 

-          Agreed upon based on the value of the valuable papers at their maturity date, the discount interest rate, rediscount interest rate and the remaining term of valuable papers

 

Discount, rediscount term

 

-          Agreed upon but shall not be in excess of the remaining term of valuable papers

 

Discount interest rate, rediscount interest rate

 

-          Applies according to Agribank’s interest rates

 

Payment

 

-          One-off payment at maturity

-          On due date, if customers do not repurchase their valuable papers, Agribank branch will become the lawful owner of the papers and enjoy all the benefits arising from the papers.

-          When those valuable papers become due, Agribank’s branch shall present them to the issuing organizations for payment

-          By the end of the discount, rediscount term, if customers fail to perform the repurchase of  valuable papers, Agribank branch will become the lawful owner of the papers and is entitled to all benefits arising from those valuable papers

 

Delivery channels

 

-          Branches/transaction offices, ATM’s of Agribank nationwide or automated channels (E-banking)

 

Technology applied

 

-          Agribank uses automated system (IPCAS) to track customer information, accounts, amounts of interest payment, etc. with the highest security and accuracy.

Online Banking

ATM/POS locations

Forms, Fees and Interest rates
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Applied at Operations Centre of Agribank

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Applied at Agribank Operations Centre

Agribank Contact Center
1900558818