Individual Customers
Discount, rediscount of cheques
(Updated at 8:59, 7/9/2010)
Agribank provides the service “discount, rediscount of cheques” for individual customers wishing to raise capital.

Main features

 

-          Type of currency: VND, foreign currencies

-          Time to present the cheque: not exceeding 30 days from the date of issuance (excluding force majeure period, out-of-countrol objective reasons)

-          Place for cheque presentation: business location of the drawer of cheque, indicated clearing house or another location as noted on the cheque

 

Method

 

-          Full payment or multiple payments to the account of the beneficiary or payment in cash

-          After the time limit to present not exceeding 06 months after its issue, the cheque can still get paid if no notification of payment suspension and the solvency of the drawer is guaranteed.

 

Late payment penalty

 

-          Interest on late payment: from the date of cheque presentation declined to the date the drawer of the cheque settles the late payment amount for the beneficiary

-          Interest for late payment: 200% of rates as regulated by Agribank. Interest for late payment is paid to the beneficiary.

 

Delivery channels

 

-          Branches/transaction offices, ATM’s of Agribank nationwide or automated channels (E-banking)

 

Technology applied

 

-          Agribank uses automated system (IPCAS) to track customer information, accounts, amounts of interest payment, etc. with the highest security and accuracy.

Online Banking

ATM/POS locations

Forms, Fees and Interest rates
View savings interest rates
View service charges

Registration form

Applied at Operations Centre of Agribank

Exchange Rate
Updated at
Applied at Agribank Operations Centre

Agribank Contact Center
1900558818