Individual Customers
Consumer loans
(Updated at 9:29, 9/9/2010)
Agribank provides the credit product “consumer loans” for individual and household customers having stable income and financial capability to repay the loans for borrowing needs to serve their lives, such as purchasing consumer goods and family items.

Main features


-    Currency: VND
-    Loan term: maximum 60 months
-    Loan amount: maximum 80% of the cost

-    Interest rate: fixed, floating; overdue interest rate is 150% of due interest rate

-          Loan security: with or without assets as collateral or third-party guarantor

-          Disbursements: full disbursement or in partial disbursements (multiple disbursements)

-          Repayment of principle and interest: single or multiple principle payment, monthly repayment on interest or regular repayment as negotiated.

Delivery channels


Agribank branches/transaction offices or E-banking.


Technology applied


Agribank uses automated system (IPCAS) to track customer information, accounts, amounts of interest payment, etc. with the highest security and accuracy.

Online Banking

ATM/POS locations

Forms, Fees and Interest rates
View savings interest rates
View service charges

Registration form

Applied at Operations Centre of Agribank

Exchange Rate
Updated at
Applied at Agribank Operations Centre

Agribank Contact Center