Individual Customers
Loans for new construction, repair, renovation, upgrading, buying residential houses
(Updated at 14:32, 8/9/2010)
Agribank supports costs for construction, repair, renovation, upgrading, buying houses for Vietnamese household or individual customers who have the legal land use rights, whose houses not prohibited from renovation, re-construction in accordance with the planning and building permits; Vietnamese individuals living in other countries are permitted to purchase land as stipulated in Decree No. 81/2001/ND-CP dated 5 November, 2001.

Main features


-          Currency: VND

-          Maximum loan term: 15 years

-          Maximum loan amount: up to 85% of total capital requirements according to estimates or of the total contract value stated in the purchase or sale contracts of customers.

-          Lending rates: fixed, floating. Overdue interest rate not exceeding 150% term loan interest rate

-          Loan security: with or without assets as collateral or third-party guarantor

-          Disbursements: full disbursement or in partial disbursements (multiple disbursements)

-          Repayment of principle and interest: single or multiple principle payment, monthly repayment on interest or regular repayment as negotiated.
Delivery channels

-           Direct mail, branches/transaction offices, ATM’s, Mobile Banking, Internet Banking


Technology applied


-          Agribank uses automated system (IPCAS) to track customer information, accounts, signatures, photos, amounts of interest payment, etc. with the highest security and accuracy.

Online Banking

ATM/POS locations

Forms, Fees and Interest rates
View savings interest rates
View service charges

Registration form

Applied at Operations Centre of Agribank

Exchange Rate
Updated at
Applied at Agribank Operations Centre

Agribank Contact Center