Loans for overseas studying
(Updated at 11:12, 9/9/2010)

Individual and household customers who are relatives of students studying overseas can use the credit product “Loans for overseas studying” to cover costs of living expenses and tuition fees of their relatives overseas.

Main features:

 

-    Currency: VND, foreign currencies
-    Term: Short, medium, long term

-    Loan amount: negotiable, up to 85% of total cost.

-    Interest: fixed, floating;
-    Loan guarantee: with/without the guarantee of assets; guarantee by the third party

-          Disbursements: full disbursement or in partial disbursements (multiple disbursements)

-          Repayment of principle and interest: single or multiple principle payment, monthly repayment on interest or regular repayment as negotiated.

 

Delivery channels

 

-          Agribank branches/transaction offices or E-banking.

 

Technology applied

 

-          Agribank uses automated system (IPCAS) to track customer information, accounts, amounts of interest payment, etc. with the highest security and accuracy.

Applied at Operations Centre of Agribank